Products, Qualifying Among New Changes

By Gus Pasquale

The past year has brought significant changes to the home finance industry and has significantly altered the product choices available to new home buyers and the requirements they must meet to qualify for mortgages.

Hurricane Can Wreck Equity in Your Home

By Louis Rendemonti, CLU, ChFC

It is hard to imagine the impact of what a hurricane like Katrina could do to the coastal areas of Florida. What would a devasating hurricane do to the equity in homes on the coast?

Recruit, Reward and Retain Key Employees

By Louis Rendemonti

Imagine your key employee comes to you and tells you he is leaving. He has been hired by a competitor. After you get up off the floor you ask yourself what could I have done to keep my key employee happy and satisfied? You  paid him a good salary, gave him three weeks off for vacation, provided health insurance, a 401K plan and yet he still left. Other than make him a stockholder or partner, what else could you have done?

Qualified Income Plans Strengthen Businesses

By Louis F. Rendemonti CLU, ChFC

Consider this situation: A key employee or even your business partner (and co-owner of your company) has a mild heart attack.  His physician says he can return to work in six months.  But in the meantime, his family counts on his salary.  The company is doing well and you want to do the right thing.  Do you continue to pay him?  If so, what are the effects?

Lenders Have Options For Seniors, Boomers

By Charles Rogers

The senior and baby boomer generations are driving strong demand in many local markets across the United States.  Needless to say, Florida home builders are well positioned to serve these home buyers, especially those who are seeking second homes and vacation homes.